FAQs

When can I apply for loan with bad credit?
You can apply for loan with bad credit whenever you are in need of additional monetary assistance. These loans have been arranged specially for borrowers who are tagged with bad credit rating such as default, arrear, insolvency and foreclosure.

Do I qualify?
To be considered as eligible you will need to confirm that you are a citizen of Australia, be above 18 years, hold a valid bank account and be currently employed. Anyone who can meet these requirements can qualify for any of our matchless loan services.

How long will I have to wait for approval?
You can rest assured to gain approval through us within hours of applying.

Do I need to pledge any security against the borrowed money?
No, there is no need of pledging any security against the borrowed money as they all fall under unsecured form.

How much money can I borrow upon approval?
Upon approval you can borrow an amount up to AU$1,500 for one month. The approved cash will depend on your cash need and repayment ability.

Am I free to spend the approved cash for any purpose?
Yes, you are absolutely free to spend the approved cash for any purpose without any restriction. Lenders will never bother how you have utilised the received cash.

Is it possible to get rid of bad credit ratings?
Yes, it is possible to get rid of unfavourable credit ratings. For that you will need to pay off the borrowed money and the interest charged by lenders on time.

Do I have the right to cancel my application at any time?
We put no obligation on applicants. Thus, you are free to cancel your application at any time.

What if I need additional information?
For any additional information or queries, feel free to contact us at any time.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.